Useful Information – Auto Insurance & Auto Services http://autoinsurancenet.org All about auto insurance & auto supply Wed, 02 May 2018 11:01:51 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.8 What signals does your check engine light convey? http://autoinsurancenet.org/what-signals-does-your-check-engine-light-convey Wed, 02 May 2018 11:01:51 +0000 http://autoinsurancenet.org/?p=62

How often have you come across the check engine light with a fear of something going wrong? The check engine light is also known as Malfunction Indicator Lamp which gives out a signal that something is wrong with the car. It is a signal from the car’s engine and the problem can be diagnosed with ease. This light could also mean that there is a problem in the car which is going to cost you money. The problem could be minor like a loose gas cap or could be something major like a bad catalytic converter. However, it means you will have to visit the car dealer in order to detect the problem and to get the light turned off. The car dealer can turn off the light with ease but this does not mean that the problem has been resolved. You can get rid of the engine light but you cannot get rid of the problem existing in your car. In most cases, the light will simply come back on later.

There have been many instances where the drivers confused the service required light with a Check Engine Light. These two are warning lights but both of them are unrelated. The service light does not mean trouble, it is a warning light which means that the car is due for a service, and this could be a routine maintenance service of the car. Check Engine Light is an indicator of trouble. It comes in yellow, amber or orange and varies according to the manufacturer. If the Check Engine Light begins flashing, it means there is a serious problem in the car. It could be something like a misfire which can overheat the catalytic converter.

Never make the mistake of ignoring the Check Engine Light

It is extremely important to not ignore the light. Even if the light comes on steady or is flashing, you need to get the engine checked with a technician. Do not delay the process and never ignore the signal. Many people ignore the signs and do nothing about it in order to avoid an expensive repair bill. There are also some drivers who want to squeeze out all the miles possible without visiting a service station. But they need to get the light turned off. If the light is on, it means there is an internal problem in the car. A lot of cars on the road have the light on and the drivers tend to ignore it for a very long period of time. The emission control system and the engine are interlinked which means that the health of the emission control system is a good indicator of the general health of the engine of the car. It is very important to promptly address the problems that are indicated by the light. Ignoring it could lead to trouble and generate a higher repair bill in the future. Every driver should understand the risks associated with driving a car with faults, it could put the life of the driver and the passengers in trouble.

The first thing to check is whether the gas cap is loose. It is a common cause and a loose cap reports a leak into the vapor recovery system which is a part of the emission system of the car. When the light goes on, the driver should check the gas cap and tighten it if it is loose. It will take some time for the light to go off but the driver can continue driving. It is not a wise step to check the gas cap and continue driving, there could be another problem which is persistent in the car and it could be causing trouble. If the light is on again, you need to visit a technician since the problem has not been resolved. Sometimes when your Check Engine light illuminates, it could be due to a temporary problem like a change in humidity. Some of the most common reasons behind the illumination of the light include 02 sensors, loose gas cap, mass air flow sensor, and catalytic converter and spark plug wires. The repair costs of each one may vary according to the manufacturer and the technician who is handling the repairs.

Visit an expert technician to resolve the issue at the earliest

Many times, people end up calling a technician because they are not aware of the light which is on; it could be maintenance light and the driver panics considering it to be an engine light. The sensors in the vehicle constantly test the systems for proper function and if any problem occurs, the light comes on. You should never believe that the computer in your vehicle will diagnose the fault in the car; you need to visit a technician and see what is wrong with the car. They will use the latest tools and technology to determine what could be wrong and will try to fix the issue. If the check lights are on, it does not mean that you will end up with a huge repair bill. It could be a minor issue as well. It does not make sense to delay the repairs of the car solely because you do not want to end up with any repair bills, it could be huge trouble in the future. The check engine light is like a symptom in your body which indicates that something is wrong and requires attention. If you fail to get it resolved, the system could fail and cause you trouble. There is nothing worse than ignoring the signs given by the engine of the car. There are a number of tools which help detect the problem within no time and offer a quick solution to the same. The technicians are also trained to diagnose the problem and resolve it at the earliest. Your vehicle will be working within no time. Consider the check engine light as a warning sign given by the engine.

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Excess Payment of Auto Insurance http://autoinsurancenet.org/excess-payment-of-auto-insurance Mon, 18 Aug 2014 10:59:56 +0000 http://autoinsurancenet.org/?p=36 ExcessPaymentofAutoInsurance
A surplus payment, also called an insurance deductible, is really a fixed contribution that must definitely be compensated every time a vehicle is fixed using the charges charged for an automotive insurance plan. Normally this payment is created straight to the accident repair “garage” (the word “garage” describes an institution where automobiles are maintained and fixed) once the owner collects the vehicle. If a person’s vehicle is said to become a “discountInch (or “totaled”), then your insurance provider will subtract the surplus decided on a policy in the settlement payment it can make towards the owner.

When the accident was another driver’s fault, which fault is recognized through the third party’s insurance provider, then your vehicle owner may have the ability to reclaim the surplus payment in the other person’s insurance provider.

Compulsory excess

A compulsory excess may be the minimum excess payment the insurance provider need around the insurance plan. Minimum excesses vary based on the personal particulars, driving history and also the insurance provider.

Voluntary excess

To lessen the insurance coverage premium, the insured party offer to pay for a greater excess (deductible) compared to compulsory excess required through the insurance provider. The voluntary excess may be the extra amount, in addition to the compulsory excess, that’s decided to be compensated in case of claims around the policy. Like a bigger excess cuts down on the financial risk transported through the insurance provider, the insurance provider has the capacity to provide a considerably lower premium.

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Coverage Levels of Auto Insurance http://autoinsurancenet.org/coverage-levels-of-auto-insurance Mon, 18 Aug 2014 10:57:33 +0000 http://autoinsurancenet.org/?p=33 coverage-level-autoinsurance

Vehicle insurance from Charles Goodman & Co Insurance can cover some or the following options:

The insured party (medical obligations)

The insured vehicle (physical damage)

Organizations (vehicle and individuals, damage to property and bodily injuries)

3rd party, fire and thievery

In certain areas coverage for injuries to persons traveling in the insured vehicle can be obtained without regard to fault within the car crash (No-fault Car Insurance)

The price to book an automobile if yours is broken.

The price to tow your automobile to some repair facility.

In United State

Different guidelines specify the conditions to which the items is included. For instance, an automobile could be insured against thievery, fire damage, or accident damage individually.

The rules for vehicle insurance differ with each one of the 50 US states along with other areas, with every U.S. condition getting its very own mandatory minimum coverage needs (see separate primary article). Each one of the 50 U.S. states and also the District of Columbia requires motorists to possess insurance policy for bodily injuries and damage to property, however the minimum quantity of coverage needed legally varies by condition. For instance, minimum bodily injuries liability needs vary from $20,000 in Florida to $100,000 in Alaska and Maine, while minimum damage to property liability needs vary from $5,000 (four states) to $25,000 (16 states).

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American Automobile Association (AAA) http://autoinsurancenet.org/american-automobile-association-aaa Tue, 07 May 2013 16:57:03 +0000 http://autoinsurancenet.org/?p=19 American_Automobile_AssociationAAA, formerly called the American Automobile Association, is one of the world’s largest travel organizations. AAA’s services include trip-planning assistance, travel and hotel reservations, insurance, and emergency road service. AAA responds to millions of calls from stranded motorists each year. The organization also works to improve motoring conditions and sponsors public services on travel and traffic safety and energy conservation.

AAA was founded in 1902. The organization has headquarters in Heathrow, Florida. Its website at http://www.aaa.com provides additional information.

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Automobile Association (AA) http://autoinsurancenet.org/automobile-association-aa Tue, 07 May 2013 16:55:30 +0000 http://autoinsurancenet.org/?p=16 automobile-associationAutomobile Association (AA), is a major travel organization in the United Kingdom. It provides assistance for members if their automobiles break down on the road, as well as legal, technical, and travel information. It also arranges automobile and other insurance.

The AA was founded in London in 1905 by a group of driving enthusiasts to combat what they considered police and magisterial persecution of motorists, which threatened to force private cars off the road. Later, increased membership enabled the AA to provide many more services, including free legal defense and roadside repairs.

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